KAISER ULTIMATE HEALTH BUILDER

About KAISER

Kaiser International Health Group Inc. is registered as a health care provider. Kaiser is far more than an HMO. While most HMOs cater to both group and individual accounts, Kaiser's product is geared to address the long-term health care needs of individuals especially after their employment and retirement years. It will provide you a healthcare coverage beyond 60 years old.

Kaiser is duly accredited with the Department of Health (DOH). Kaiser is likewise, registered with the Securities and Exchange Commission (SEC) on June 08, 2004 as a Health Care Provider with an Authorized Capital Stock of Php 160M.

International Marketing Group (IMG) is the exclusive broker of Kaiser Healthcare products.

KAISER MEDICAL CENTERS

  • Makati
  • SM Cebu
  • Mactan Cebu
  • SM Seaside Cebu
  • Rosario Cavite (EPZA)
  • Robinsons Place Manila
  • SM Sta. Rosa Laguna
  • Robinsons Galleria
  • SM North EDSA
  • SM San Pablo Laguna

10 more medical centers will open this year.

BAKIT MAGANDA ANG KAISER?

  • 7 years of saving/investing only.
  • 13 years of waiting for the Maturity.
  • You will have the following benefits: Healthcare (short-term & long-term), Life Insurance and Investment

HEALTHCARE

Ang mga traditional HMO (Health Maintenance Organization) ay short-term lang. Magbabayad ka ng annual premium for a certain healthcare coverage. Magamit mo ito or hindi ay babayaran mo pa rin every year kung gusto mong ipagpatuloy ang healthcare coverage.

Sa Kaiser, puwedeng maging short-term at long-term. Kung nag-avail ka nito at biglang nagkasakit magagamit mo ang healthcare benefits. Paano naman kung hindi magamit? Okay lang! Dahil si Kaiser ay long-term healthcare din kung saan ang hinuhulog mo ay hindi masasayang at magagamit mo pa rin in future needs.

LIFE INSURANCE

Sa traditional HMO (Health Maintenance Organization) kapag sinabing healthcare ay Pure Healthcare lang.

Sa Kaiser, hindi lang siya basta healthcare. May Life Insurance coverage din na kung saan ay protected ang pamilya.

Halimbawang may mangyari sa policy holder ay makakatanggap ang beneficiaries nito ng instant money mula sa Insurance Company.

Bukod pa doon ay may Waiver of Installment due to Death o Total and Permanent Disability. Transferable din ang Kaiser Policy sa Principal Beneficiary.

INVESTMENT

Bukod sa healthcare at life protection, ang kaiser ay may investment din.

Kung healthy ka at hindi mo nagagamit ang healthcare coverage bibigyan ka pa ng BONUS ni kaiser sa Maturity ng iyong 3-in-1 Saving Plan.

Makukuha mo ang lump sum sa 20th year ng iyong plan. May option ka rin na i-retain lang ito upang lumago pa ang pera mo.

Imagine? Nag-save ka lang sa loob ng 7 years may makukuha kang malaking halaga sa Maturity Period ng Saving Plan mo. Para ka ring may pension na pwede mong kuhanin buwan-buwan dahil good as cash itong investment mo.

20 YEARS PLAN

Ang Kaiser ay 7 years to pay and 13 years of waiting para sa Maturity.

Meron kang benefits ng Long term Healthcare na pwede mong magamit khit beyond 100 years old ka na. No traditional HMO will cover you kapag retired ka na, only Kaiser Longterm Healthcare.

Once nag-start ka ng Kaiser, automatic insured ka na ng Term Insurance nito and just in case mawala ang Policy Holder makukuha ng beneficiaries ang Instant Money from the Insurance, Waived na din ang Kaiser Plan, ibig sabihin wala ng iintindihin ang Family. Plus magagamit pa nila yung Health Benefits at makukuha pa nila ang money sa Maturity.

Sa 20th year or sa Maturity makukuha na good as cash ang Investment. Depende sa kukunin na Plan kung magkano ang Maturity nito and option mong kunin ang Fund or Hindi. Kapag ni-retain mo lang ang Funds after the Maturity kumikita pa ito ng 6-10% per year.

MAGKANO ANG KAISER?

The premium or payment depends on your age and the plan that you will choose. Here is a pre-computed table (Plan k-45 to k-200) to show you some of the plans available. There are other plans available.


You can create your own sample proposal and choose a Kaiser Plan that you want by clicking the button below:

FOR AGES 10-40 YEARS OLD

MINIMUM PREMIUM

Monthly = 2,647

Quarterly = 7,676

Semi-Annual = 14,294

Annual = 26,470

Policy Fee = 500

BENEFITS:

✓ FREE Annual Physical Exam

✓ FREE Dental (Linis, Bunot & Pasta)

✓ Healthcare = 50,000 per year

✓ Life Insurance

  • Natural Death = 202,500
  • Accidental Death = 405,000

✓ Cash on the 20th year = 524,776

FOR AGES 41-50 YEARS OLD

MINIMUM PREMIUM

Monthly = 3,529

Quarterly = 10,235

Semi-Annual = 19,058

Annual = 35,293

Policy Fee = 500

BENEFITS:

✓ FREE Annual Physical Exam

✓ FREE Dental (Linis, Bunot & Pasta)

✓ Healthcare = 50,000 per year

✓ Life Insurance

  • Natural Death = 270,000
  • Accidental Death = 540,000

✓ Cash on the 20th year = 699,701

FOR AGES 51-60 YEARS OLD

MINIMUM PREMIUM

Monthly = 4,412

Quarterly = 12,794

Semi-Annual = 23,823

Annual = 44,116

Policy Fee = 500

BENEFITS:

✓ FREE Annual Physical Exam

✓ FREE Dental (Linis, Bunot & Pasta)

✓ Healthcare = 60,000 per year

✓ Life Insurance

  • Natural Death = 270,000
  • Accidental Death = 540,000

✓ Cash on the 20th year = 874,626

NEED ASSISTANCE?

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You can also contact me through the following channels:

ADDRESS
10th Floor, The World Centre Bldg.
Sen Gil Puyat Ave.,
Makati City, Philippines

PHONE
+63 946 191 9855